How it works
A shared month, from the first receipt to the last transfer.
EvenHearth replaces the spreadsheet a household keeps to track who paid for what. You keep the columns you already use, without formulas to maintain.
Capture
Type the total straight off the receipt, taxes and all, or photograph it with the phone app and let it be read. On a computer, drop a photo of it into Add. An expense takes about ten seconds to record at the till.
Split
Take out anything that belongs to one person, the coat you bought while doing the groceries, then divide what is left the way you actually agreed. Fifty fifty, eighty twenty, per bill or per line.
Settle up
Close the month to see who owes whom. Pay each other outside the app, then record the payment. The payer confirms sending it and the recipient confirms receiving it.
A receipt, worked through
Take a $176.16 receipt: $167.77 of goods and $8.39 of tax. One $89.99 item is Elena’s alone, and the $4.50 of tax on it goes with it, $94.49 in all. The remaining $81.67 divides evenly. Elena owes $135.32 and Marco owes $40.84, and together they pay the receipt to the cent. Split flat, each would owe $88.08, so carving out the item saved Marco $47.24.
The shares do not have to be halves. Marco and Elena split 45/55 because that is how their incomes compare, and the household can change it any time. The change applies from the next month.
Adding an expense
In Add, type the total, the store and the category. The tax is part of the total. Attach the receipt photo if you have one. A scan from the phone app builds the same entry as a draft, and it counts only after a person checks it and confirms.
Free keeps receipt photos 56 days and Plus keeps them with the entry. The entry itself stays in the ledger either way.
Closing the month
Closing the month turns the ledger into a short list of transfers. For two people that is one transfer. For a larger household it is never more than one fewer than the number of people.
Nobody can clear their own debt. The payer marks a transfer paid, the recipient marks it received, and the transfer counts only when both have. The app never moves money.
Trips and projects
A trip is a ledger of its own. It can include friends who are not in your household, they see that trip and nothing else, and it settles up when it ends. A project, like a renovation, rides the monthly close.
Free, and what Plus adds
Free covers a household of two, with unlimited entries, splits, month close and settling up. Plus adds more people, unlimited scans, projects, recurring bills, budgets and charts, from $8.99 a month.
Canadian dollars and tax
A household keeps its books in one currency. When a Canadian till prints GST with PST or QST as two lines, both are kept beside the tax total. Plans are priced in Canadian dollars, and Free covers a household of two.
People without accounts still count
Add a housemate or a parent by name. They hold a real share of every split and count in every close even if they never sign in. If they want in later, hand them a code by message or QR and their history follows them.
Exact to the cent
Every amount is stored as a whole number of cents, so nothing drifts through rounding. A total that does not add up is refused.
History does not move
Change your split and past months keep the arrangement they were posted under. Reopening a closed month recalculates nothing that was already settled.
Private to your household
There is no feed and no advertising, and nobody outside your household has any reason to see what you spend.
